The story in short
- 5 invoices funded since January 2025
- 2 invoices funded in January 2025, their busiest month
- 3 months used, from January to March 2025
The gap
The terms are sensible. Customers pay a deposit before work starts, and the balance is due after the job is finished. The trouble is the stretch between the two.
Materials, equipment and labour all go out first. With several jobs open at once, those costs stack up. Taking on another job meant waiting for an earlier balance to land.
How they use FundTap
They signed up in January 2025 and funded invoices from that first month. They fund an invoice once a job is finished, so the next job’s materials can be bought. Customers pay as normal, and FundTap never contacts them.
Five invoices were funded between January and March 2025, with two of them in January.
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| January 2025 | 2 |
| February 2025 | 2 |
| March 2025 | 1 |
| April 2025 | 0 |
| May 2025 | 0 |
| June 2025 | 0 |
| July 2025 | 0 |
| August 2025 | 0 |
| September 2025 | 0 |
| October 2025 | 0 |
| November 2025 | 0 |
| December 2025 | 0 |
| January 2026 | 0 |
| February 2026 | 0 |
| March 2026 | 0 |
| April 2026 | 0 |
| May 2026 | 0 |
| June 2026 | 0 |
| July 2026 | 0 |
| August 2026 | 0 |
| September 2026 | 0 |
What’s changed
New jobs can start while earlier balances are still due. A deposit up front keeps the gap short, so FundTap matters most when several jobs overlap. Use came in one three-month burst.
Sound like your business?
The deposit gets a job started, the balance comes after, and the next job’s materials need buying in between. FundTap funds the invoice, so a second job doesn’t have to wait for the first one to be paid.
Get paid now for work you’ve already done.
Invoice finance for construction and trades • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.
