
Contractors paid within the week
The business is a recruitment and corporate training firm in Auckland, and it has been around a long time. Part of the work is done by contractors, and they’re paid within the week.
To match that, the business has generally asked its own clients to pay on the day or within the week. The money in and the money out have stayed close together.
Big clients that pay by the month
The bigger corporate clients don’t work that way. They’ll agree to a fortnight on paper, and then pay on their own payment run, whenever that falls.
When they signed up in May 2024, the owner told the FundTap team that some of the larger clients had agreed to a fortnight’s terms but would only pay by the month.
The contractors still need paying in the week. So a corporate job meant carrying the contractors’ pay until the client’s payment run came round. The owner explained they wanted to extend the terms they offered clients, and to use FundTap to make that possible.
Funding the corporate invoices
They signed up in May 2024, connected their accounting software, and funded three invoices in that first month. The owner chooses which corporate invoices to fund and sees the fee before committing to any of them.
The corporate clients pay the business on their own payment run, just as they said they would.
Offering the terms the big clients want
With a corporate invoice funded, the contractors are paid in their week and the client can take its month. That’s what let the owner say yes to the terms the big clients ask for, instead of holding the whole business to the week.
They funded 15 invoices in 2024, and December 2024 was the busiest month, with four.
Ready when the next big client signs
In 2025 they funded eight more, the last of them in August 2025. Nothing has been funded since, and nothing has been charged. When the next corporate client wants its fortnight on paper and its month in practice, the funding is there for that invoice.
In a public review, the owner said the service and communication had been professional and friendly, and that they wished they had found FundTap much earlier.
The timeline
- May 2024 Signed up and connected their accounting software, with corporate clients paying by the month.
- May 2024 Funded their first invoices, three that month.
- December 2024 The busiest month so far, with four invoices funded.
- August 2025 Funded another corporate invoice, the most recent so far.
In numbers
- 7 days: the terms the contractors are paid on
- 14 days: the terms the big clients agreed to, though they pay by the month
- 23 invoices funded since May 2024
- 4 invoices funded in December 2024, the busiest month
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| May 2024 | 3 |
| June 2024 | 0 |
| July 2024 | 0 |
| August 2024 | 2 |
| September 2024 | 0 |
| October 2024 | 3 |
| November 2024 | 3 |
| December 2024 | 4 |
| January 2025 | 0 |
| February 2025 | 1 |
| March 2025 | 1 |
| April 2025 | 0 |
| May 2025 | 4 |
| June 2025 | 0 |
| July 2025 | 1 |
| August 2025 | 1 |
| September 2025 | 0 |
| October 2025 | 0 |
| November 2025 | 0 |
| December 2025 | 0 |
| January 2026 | 0 |
| February 2026 | 0 |
| March 2026 | 0 |
| April 2026 | 0 |
| May 2026 | 0 |
| June 2026 | 0 |
| July 2026 | 0 |
| August 2026 | 0 |
| September 2026 | 0 |
Sound like your business?
Your contractors want paying this week and the corporate client pays on its own payment run. Fund that invoice and offer the terms the big clients ask for.
Pay your team on time, every time, without waiting on your client.
Invoice finance for staffing and recruitment • All case studies