The story in short
- 5 invoices funded between March and July 2025
- 4 months with funding, on 4 funding days
- 1 increase to their funding limit
The gap
Large organisations buy extended pieces of work, and they pay on long terms. The consultancy had already asked for deposits where it could, but extended work on those terms still weighed on day-to-day cashflow.
They set it up as a safety net, with a starting amount and a higher ceiling for the bigger pieces of work.
How they use FundTap
Between March and July 2025 they funded five invoices, with March the busiest at two. They used FundTap in four of those five months, on four funding days, and the funding limit was raised once.
More recently they’ve been building FundTap into their cashflow calendar, so the cover is part of the forecast, not a surprise. The institutions on the other end are never contacted.
Invoices funded each month, as a table
| Month | Invoices funded |
|---|---|
| March 2025 | 2 |
| April 2025 | 0 |
| May 2025 | 1 |
| June 2025 | 1 |
| July 2025 | 1 |
| August 2025 | 0 |
| September 2025 | 0 |
| October 2025 | 0 |
| November 2025 | 0 |
| December 2025 | 0 |
| January 2026 | 0 |
| February 2026 | 0 |
| March 2026 | 0 |
| April 2026 | 0 |
| May 2026 | 0 |
| June 2026 | 0 |
| July 2026 | 0 |
| August 2026 | 0 |
| September 2026 | 0 |
What’s changed
Big institutions on long terms are still the business. The difference is that the timing is now planned for, not absorbed. The consultancy knows what cover it has and when it might use it.
Sound like your business?
Winning work from big institutions often means signing up to long payment terms. If that’s your business, plan the cover into your cashflow calendar before you need it.
Fund a specific invoice when the timing doesn’t work. Pay nothing when it does.
Invoice finance for professional services • All case studies
About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.
