A roofer at the top of the South Island: waiting on fixed pay dates

The story in short

• 32 invoices funded since joining in May 2024
• 17 invoices funded so far in 2026, up from 12 in 2025
• 6 of 6 of the last 6 months with an invoice funded
• 3 increases to their funding limit

The gap

One client pays only on a fixed date each month, as its contract says, so a finished job can sit unpaid until then.

At the same time, they were adding a line of their own roofing product. When they joined, the first shipment was in customs, with the GST to pay before it could be released.

How they use FundTap

They came to FundTap through their broker in May 2024 and funded their first invoices that year. The office now sends invoices in as jobs are billed, and the funding limit has been raised three times.

Clients keep paying the business directly, whatever date their contract says.

What’s changed

Funded invoices have grown each year, from three in 2024 to 12 in 2025 and 17 so far this year.

They’ve used FundTap in 18 of the 29 months since their first funded invoice. In the last six months they’ve funded 13 invoices, with funding in every one of them.

Sound like your business?

Your clients pay on their own schedules, and the next job doesn’t wait for any of them. FundTap funds the invoices whose dates are furthest out.

Get paid now for work you’ve already done.

Invoice finance for construction and trades  •  All case studies

About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026.