A tipper hire business in Auckland: fuel and wages before contractors pay

The story in short

• 90 invoices funded since March 2023
• 8 invoices funded in their busiest month, August 2025
• 1 increase to their funding limit

The gap

Terms are generally the end of the following month. As the business grew, the wait for payment got heavier, because fuel and wages scale with the work.

They joined through their broker in September 2022, and didn’t fund an invoice until March 2023.

How they use FundTap

They pick the invoices to fund when fuel and wages can’t wait. Since March 2023 that’s 90 invoices on 38 funding days, with August 2025 the busiest at eight.

The invoices they don’t fund run to the end of the following month, and the customers who owe them are never contacted.

What’s changed

Three years after their first funded invoice, they’ve had their funding limit raised once. FundTap covers the gap when a big civil job’s costs run ahead of its payment. Otherwise they leave it alone.

In a public review, the owner praised the service and the person who looked after them.

Sound like your business?

Fuel goes in the tank and wages go out, but the contractor settles at the end of next month. Fund the invoices on the jobs that cost you most.

You did the work. Don’t wait until the 30th to get paid.

Invoice finance for transport and logistics  •  All case studies

About this story. Anonymised: business and owner details are withheld. Counts are from FundTap’s records to 30 September 2026. The public review is paraphrased, not quoted.