Nearly 80% of Australian small businesses faced cash-flow pressure in the past year (CommBank & UNSW, 2025), and late B2B payments are at a six-year high (CreditorWatch, 2025). FundTap funds your unpaid invoices in hours.
FundTap helps AU small businesses get money from their invoices within hours — not weeks. Whether you’re in Sydney, Melbourne, Brisbane or regional Australia, FundTap works 24/7.
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Yes. FundTap funds invoices for businesses across Australia, including Australia. Everything is handled online, so you can get funded from anywhere.
Setup takes about 30 minutes, approval is usually within 24 hours, and most invoices are funded within hours of approval.
FundTap is for businesses that issue invoices on payment terms, to other businesses (B2B) or consumers (B2C). Accounting software like Xero, MYOB, QuickBooks or Reckon is preferred, not essential. Your limit is based on your invoicing history and grows as your business grows.
No. There is no debtor notification. Your customers keep paying you directly as normal.
A single transparent fee per invoice you choose to fund, shown in full before you confirm. There are no setup fees, no monthly fees and no lock-ins, and the fee reduces if you repay early.