Can sole traders use Fundtap?

Yes. Fundtap works for sole traders as long as you invoice other businesses or government and operate in New Zealand or Australia.

Is there a minimum invoice amount?

Fundtap works with invoices from a few thousand dollars upward. There is no minimum number of invoices per month.

Do I need an accountant to set up Fundtap?

No. If you use Xero, MYOB or QuickBooks, you can connect Fundtap yourself in about 10 minutes.

Invoice finance for sole traders

You don’t need a big business to use Fundtap. If you invoice other businesses and wait to get paid, Fundtap is built for you. Set up in 10 minutes, get funded within hours.

⭐⭐⭐⭐⭐ 4.9 stars · 240+ reviews on Google • 54% average revenue growth for Fundtap customers

“As a sole trader, I never thought invoice finance was for me. Fundtap changed that — I signed up in under 10 minutes and had money in my account the next morning.”
Mike D., Electrical Contractor, Brisbane

Why sole traders use Fundtap

Big clients often pay on 30-60 day terms regardless of your size
You have no buffer if a payment is late — it directly affects your income
You can’t afford to pass up a job because you’re waiting on another payment
Tax bills (GST, PAYE, ACC) arrive on fixed dates regardless of your clients

No minimum: Fund the invoices you need, when you need to.
No lock-in: Use it when timing is tight, stop when it’s not.
Fast: Money in your account within hours.
Simple: One flat fee per invoice.

Check eligibility — it takes minutes

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