Pranav Meelu
Posted on the Xero App Store
24 Jul 2026
They have been seamless and friendly to work with.
What our customers say.
4.9
Google · 153 reviews
4.9
Xero App Store · 112 reviews
Xero App Store · 112 reviews
265
Verified reviews across NZ and AU
What do customers say about FundTap?
Last reviewed 5 August 2026
FundTap has 265 reviews across Google and the Xero App Store, averaging 4.9 out of 5. The three things customers mention most are how quickly the money lands, that the fee is quoted before they commit, and that there is no lock-in. The most recent was posted in July 2026.
Trusted by businesses since 2010.
Ben Newsome
Posted on the Xero App Store
17 Jul 2026
Highly professional team and very easy to use service.
Jhonatan Angello
Posted on Google
A month ago
FundTap provided a straightforward and professional experience throughout the funding process. Communication was clear, the team was responsive, and the process was efficient from start to finish. I appreciated the transparency and support provided along the way. I would recommend FundTap to other businesses looking for a simple and reliable funding solution.
Jonah Poloa
Posted on Google
25 Jun 2026
Great service and quick response time, professional staff.
Curtis Winsor
Posted on Google
25 Jun 2026
Easy to use and super helpful.
Siva Kunchala
Posted on Google
2 months ago
FundTap is a great tool every business should try. It has been such a positive experience working with the team!
Jamie Emms
Posted on Google
2 months ago
The Fundtap setup process was the easiest I've ever done, and the website is super easy to work with. Each loan is simple, quick and hassle free.
Mark Watson
Posted on Google
28 May 2026
Very easy to set up and gain funding for my first invoice. FundTap were on it even on a Friday evening and I received funding as agreed. Great communication and support all the way through - highly recommend FundTap!
Ryan Sankey
Posted on the Xero App Store
13 May 2026
Love this service. It really helps with our cashflow when our clients are slow to pay.
Mark Petts
Posted on the Xero App Store
11 May 2026
This process is quick and easy and fits our business model really well. Highly recommended to have a look at this.
Trust Contractors
Posted on the Xero App Store
11 May 2026
Really great service and quick payment. They really help take the edge off when waiting for clients to pay.
Paulo Summers
Posted on Google
8 Feb 2026
Quick and easy process. Great communication, especially when the invoices did not fit a standard format, they applied common sense and did not delay any processing. Highly recommend for when you need a stop-gap measure.
Kylie Sayer
Posted on Google
4 Dec 2025
Outstanding customer service. Easy process and super fast payment. Highly recommend signing up with FundTap. Being able to have access to funds now while waiting for payment took the pressure off. Thanks team!
Marina Davis
Posted on Google
22 Oct 2025
FundTap has truly solved a pain point I have faced since starting my business. I am both relieved and excited about the potential it has unlocked. Thank you so much!
Lawson
Posted on the Xero App Store
12 Jun 2025
Very easy to deal with, process was very quick.
Jack Dunn
Posted on the Xero App Store
8 May 2025
Easy to talk to and very helpful. I like having the backup when I need it; they made it so very easy to set up. 100% great customer service.
Ben Sharp
Posted on the Xero App Store
10 Apr 2025
Cash is King!! This service has been just what we needed.
The 17 most recent of 265.
Read them on Google Read them on Xero
Businesses we work with.
Different industries, the same gap between doing the work and getting paid.
Sarah
Co-Founder, YUM Foods
We are able to achieve scalability more easily with FundTap, making cost savings when ordering larger volumes of ingredients, and having capital available for huge packaging runs with long lead times.
Glenn D
e3 Scientific
Great service with a professional team. FundTap does a great job at plugging the gap for small businesses and providing confidence to make decisions regarding business growth.
Ollie
Innerbloom
The money came in instantly. It was awesome. Now that it is set up, I will pretty much use it every month.
Craig M
CLM Group
FundTap have provided a unique and professional service in unlocking funds tied up in jobs.
Tinealle M
The Print Company
The team from FundTap provide my company with an excellent product and service.
Frequently asked questions
Before you decide.
What do customers say about FundTap? Are there reviews?
Yes. FundTap has 265 reviews across Google and the Xero App Store, averaging 4.9 out of 5. The three things customers mention most are how quickly the money lands, that the fee is quoted before they commit, and that there is no lock-in.
Is FundTap a legitimate business? Who owns it?
Yes. FundTap is Seascape (2010) Limited, registered in New Zealand (NZBN) and Australia (ABN), trusted by businesses since 2010.
Is it really funded the same day, or is that just marketing talk?
Yes. Once your funding limit is approved, usually same day, each invoice you choose to fund is approved and paid out the same day too, before 5pm.
Does FundTap notify my customers when I use them to finance an invoice?
No. Your customer pays your invoice to you, into your own account, on the terms you already agreed. There's nothing at their end to sign or change, no payment is redirected to FundTap, and you stay in charge of the relationship.
How much does FundTap cost? What are their fees?
One flat fee, from 4% per invoice, shown in full before you confirm. No setup fees, no monthly charges, nothing owing while you're not using it. You're always the one deciding when that fee applies.
