David Stephens is Credit Risk Manager at Fundtap, bringing deep expertise in banking, credit, and fintech to the team. David has a demonstrated history of excellence in credit risk assessment, applying advanced data techniques to evaluate and manage risk across the Fundtap invoice finance portfolio.

Experienced in machine learning, statistical modelling, and predictive analytics, David is a data enthusiast with a keen interest in Python and its application in translating data into actionable business insights. His work ensures Fundtap can make fast, accurate funding decisions, helping small businesses across Australia and New Zealand access cash when they need it.