How Much Does Fundtap Cost?

At Fundtap, we believe in complete transparency - no hidden fees, no surprises. You’re only ever charged when you choose to use Fundtap, and you’ll always know exactly what it costs upfront.

You Only Pay When You Use It

There are no ongoing fees or subscriptions. The only time a client pays a fee is when they decide to draw down funds. You choose the invoices you’d like to get paid early, and Fundtap advances the cash you need - simple as that.

Clear Pricing Every Time

All fees are quoted upfront, so you’ll always know the exact cost of funding before you proceed. That means you can make an informed decision every single time you submit an invoice.

Fundtap’s fees are based on:

• A 4% base fee, plus

• A 15% annualised rate, depending on how long your invoice is outstanding.

In most cases, that works out to be between 4–6% of the invoice value.

You can try our funding calculator on the How It Works page to see an estimate of your funding costs before submitting.

How fees are charged

1. Select an invoice/s and see the exact cost of capital before you choose to proceed
2. We pay you up to 90% of the invoice value, within hours
3. Your customer pays you as normal, on their usual terms
4. Once they've paid, Fundtap collects the advance plus the fee via direct debit

You never get a surprise bill. The fee is transparent before you accept the payment from Fundtap.

Why Businesses Love Fundtap

Fundtap is designed to make managing cash flow easy and affordable.
You stay in control - draw funds when you need them, know the cost upfront, and pay only for what you use. No commitments, no lock-ins, just smart, flexible finance that works around your business.

Related Resources

• How Fundtap Works
• What Is Invoice Financing?
• Frequently Asked Questions

Frequently Asked Questions