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Invoice Finance

Guides and worked examples for New Zealand and Australian small businesses waiting on unpaid invoices.

22 articles

Invoice Finance articles

Accounting and Advisors

The broker's guide to invoice finance: when to refer, when not to, and what your client actually needs

TL;DR: Invoice finance suits a specific client profile: a B2B business that invoices on terms and waits.

FundTap Team · 15 May 2026 · 12 min read

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Small Business Tips

Cashflow for staffing and recruitment businesses: why payroll cycles break it, and how to fix it

TL;DR: Staffing and recruitment businesses pay weekly wages but invoice monthly. That gap is structural,

FundTap Team · 15 May 2026 · 11 min read

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Understanding Invoice Finance

Invoice Finance Costs, Fees and Risks Explained in Plain English

TL;DR: Invoice finance is generally priced as a fee on each invoice rather than ongoing interest, so you

FundTap Team · 17 Apr 2026 · 4 min read

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Understanding Invoice Finance

Debtor Factoring

TL;DR: Debtor factoring, also called invoice factoring, is when a business sells its unpaid invoices to

FundTap Team · 1 Apr 2026 · 3 min read

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Understanding Invoice Finance

How FundTap Gets You Paid Within 2 Hours of Approval

TL;DR: FundTap works in five steps: connect Xero, MYOB or QuickBooks, select the invoices you want to

FundTap Team · 1 Apr 2026 · 4 min read

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Understanding Invoice Finance

Invoice Discounting Explained: What It Is, How It Works, and Alternatives

TL;DR: Invoice discounting is finance that advances cash against your outstanding invoices while you

FundTap Team · 1 Apr 2026 · 3 min read

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Understanding Invoice Finance

How Fast Can You Get Funded With Invoice Finance?

TL;DR: Once approved, FundTap funds you within 2 hours, and approval is usually within a day. Connecting

FundTap Team · 1 Apr 2026 · 4 min read

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Understanding Invoice Finance

Why FundTap Is Different From Other Finance Options

TL;DR: FundTap differs from traditional finance because it is on-demand with no lock-in contracts, so

Matthew Peacey · 1 Apr 2026 · 4 min read

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Invoice Finance

How Access to Cashflow Finance Can Help You Win Bigger Contracts

TL;DR: Cashflow finance helps you win bigger contracts by letting you access the value of progress

FundTap Team · 1 Apr 2026 · 4 min read

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Customer Guides

A Complete Guide to Understanding FundTap: How It Works, Who It Helps, and Why Businesses Trust It

TL;DR: FundTap is on-demand invoice finance for small businesses in New Zealand and Australia. You

Matthew Peacey · 1 Apr 2026 · 8 min read

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Invoice Finance

Flexible Business Financing

TL;DR: Flexible business financing is funding that adjusts as your business changes, unlike fixed loans

FundTap Team · 1 Apr 2026 · 4 min read

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Invoice Finance

When to Consider External Funding for Your Business

TL;DR: Consider external funding when growth means costs arrive before revenue, when a large contract or

FundTap Team · 1 Apr 2026 · 4 min read

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The work's done. The money shouldn't be the wait.

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Last reviewed 10 August 2026

FundTap provides invoice finance for small businesses in Australia and New Zealand. Australia: +61 1800 595 505 New Zealand: +64 800 88 33 55 Email: info@fundtap.co Address: 255 Hardy Street, Nelson 7010, New Zealand ABN: 47914654579 NZBN: 9429031726887