Construction & Trades
Progress claims, subbies, materials — before payment arrives
Staffing & RecruitmentWeekly payroll, monthly invoices
Professional ServicesAgencies, consultants, IT firms on 30-60 day terms
Transport & LogisticsFuel and driver pay now, freight payments later
Wholesale & DistributionRestock before clients pay
ManufacturingKeep production running on long client terms
AgricultureSeasonal income, year-round costs
Sole TradersNo buffer when big clients pay late