The weeks people reach for it: the fuel account is due Friday, the invoice for that work is due on the 30th. Drivers and subbies are paid weekly; your POD invoices sit on 30-day terms.
★★★★★4.9 · 250+ reviews
The fuel account is due Friday, while POD invoices sit on 30-day terms. FundTap funds the invoice for that job, up to 90% of it, and shows the exact fee before you confirm. FundTap funds it within 2 hours once approved, from 4%. Your clients are never contacted, and your limit is ready again once repaid.
Last reviewed 26 August 2026
The gap
The weeks people reach for it: the fuel account is due Friday, the invoice for that work is due on the 30th. Drivers and subbies are paid weekly; your POD invoices sit on 30-day terms.
How it works
Register in about 10 minutes and connect Xero, MYOB, QuickBooks or Reckon.
FundTap's approvals team reviews you, usually within a day.
Pick the one you want funded and see the exact fee before you confirm.
Once approved, FundTap funds you within 2 hours.
What it costs
From 4% per invoice, plus a small daily amount for the days until it's due, shown in full before you confirm. No monthly costs, no lock-in contracts, and it costs nothing while it's not in use.
Approved funding limit
When you fund an invoice
Businesses like yours using FundTap
Real FundTap customers. The same wait between doing the work and being paid.
An Auckland haulage operator moves containers between the wharf and its customers, and runs loose freight too. Every customer is a business, and businesses pay on the 20th of the month after.
Container runs that don't wait on the 20th of the month after.
Read the story →An Auckland freight forwarder brings containers into New Zealand for clients who pay on the 20th of the month after. The shipping line wants paying when the vessel arrives, before it releases the containers.
Containers released on arrival while the clients pay on the 20th of the month after.
Read the story →A trucking business in Waikato and Bay of Plenty runs as an owner-operator for a national freight company, which pays at the end of the month after. When the freight company asked them to take on a run in a new area, the wages for it would go out long before the first payment came in.
“...the way we get paid is the last day of the month...”
A new run taken on, with the drivers paid before the freight company's payment lands.
Read the story →Business names withheld. Quotes from calls with the FundTap team, lightly trimmed. Counts from FundTap's records.
Related
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Read the articleQuestions
Yes. Transport and logistics is a common use case for invoice finance because of high upfront operating costs combined with extended client payment terms.
Once your account is set up, you can fund an invoice and get funded within 2 hours of approval.
Yes. You can fund invoices from any of your B2B clients, selecting individual invoices as needed.
Yes. There is no minimum invoice volume, and the bar is low: more than $5,000 a month in revenue and three months of trading. If you invoice B2B clients through Xero, MYOB, QuickBooks or Reckon, you can use FundTap.
Our Nelson-based team, not a call centre.
Last reviewed