How does invoice finance work for transport and logistics operators?
The fuel account is due Friday, while POD invoices sit on 30-day terms. FundTap funds the invoice for that job, up to 90% of it, and shows the exact fee before you confirm. FundTap funds it the same day once approved, from 4%. Your clients are never contacted, and your limit is ready again once repaid.
Last reviewed 19 August 2026
The Cashflow Challenge in Logistics
Running a transport or logistics business means constant cash outflow: fuel, tolls, driver wages, vehicle maintenance, and insurance do not wait for your clients to pay. When clients are on 30 or 60-day terms, the gap between spending and receiving creates real pressure, especially during busy periods when costs increase alongside revenue.
How Invoice Finance Works for Transport Operators
With FundTap, you select unpaid invoices from your accounting software and get funded the same day. When your client pays the invoice, the advance is settled automatically.
- Cover fuel and driver wages without waiting for payment
- Take on additional routes and contracts
- Manage fleet maintenance and replacement
- No vehicle or property security required
Why Logistics Companies Choose FundTap
- Funded the same day, critical for weekly fuel and wage bills
- No lock-in contracts or minimum volumes
- Single fee from 4% per invoice
- Confidential, your clients never know
- Scales with your business as you add routes and contracts
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Frequently asked questions
Can transport and logistics businesses use FundTap?
Yes. Transport and logistics businesses that invoice their customers on payment terms can fund their unpaid invoices with FundTap to cover wages, materials and day-to-day costs while waiting to be paid. You choose which invoices to fund.
Will my clients know I am using invoice finance?
No. FundTap never contacts your customers. There is no debtor notification and your clients keep paying you directly.
How fast can a transport and logistics business get funded?
Setup takes about 30 minutes, approval is usually within 24 hours, and most invoices are funded the same day of approval.
Do I have to fund all my invoices?
No. You choose which invoices to fund, one at a time. There are no lock-ins, no minimums and no whole-ledger commitment.
What does it cost?
A single transparent fee per invoice you choose to fund, shown in full before you confirm. There are no setup fees, no monthly fees and no lock-ins, and the fee reduces if you repay early.
Yes. Transport and logistics is a common use case for invoice finance because of high upfront operating costs combined with extended client payment terms.
Once your account is set up, you can fund an invoice and get funded the same day.
Yes. You can fund invoices from any of your B2B clients, selecting individual invoices as needed.
Yes. FundTap has no minimum turnover or minimum invoice volume. If you invoice B2B clients through Xero, MYOB, or QuickBooks, you can use FundTap.