Invoice Finance for Logistics & Transport

The weeks people reach for it: the fuel account is due Friday, the invoice for that work is due on the 30th. Drivers and subbies are paid weekly; your POD invoices sit on 30-day terms.

Check eligibility See how it works

4.9 250+ reviews

+$4,050.00 FundTap · Direct credit · Today Received

No lock-in

Choose which invoices, no minimums

Same day

Once approved, funded same day

Never

Your clients are never contacted

From 4%

Per invoice, quoted upfront

In short

How does invoice finance work for transport and logistics operators?

The fuel account is due Friday, while POD invoices sit on 30-day terms. FundTap funds the invoice for that job, up to 90% of it, and shows the exact fee before you confirm. FundTap funds it the same day once approved, from 4%. Your clients are never contacted, and your limit is ready again once repaid.

Last reviewed 26 August 2026

The gap

How Invoice Finance Works for Transport Operators

The weeks people reach for it: the fuel account is due Friday, the invoice for that work is due on the 30th. Drivers and subbies are paid weekly; your POD invoices sit on 30-day terms.

How it works

Get funded in four steps.

Connect

Get approved

Our approvals team reviews your application, usually the same day.

Choose an invoice

Pick the one you want funded and see the exact fee before you confirm.

Get paid

Once approved, the money lands the same day, before 5pm.

See how it works in full

What it costs

Pricing that hands you the control.

From 4% per invoice, plus a small daily amount for the days until it's due, shown in full before you confirm. No monthly costs, no lock-in contracts, and it costs nothing while it's not in use.

Approved funding limit

$0while it sits there

No establishment fees
No monthly service charges
No break fees
No minimum, no lock-in

When you fund an invoice

4%from, per invoice

Up to 90% in your bank, funded same day once approved
Quoted before you confirm
No early repayment penalty
You choose which invoice, how long, and how much

Get set up for free

Fundtap gives our clients the control to access funds only when they need them. For this courier business, it meant they could keep operations running smoothly while waiting for customer payments.

Simon HardingBusiness Finance Advisor, Finance NZ

Before you check eligibility.

Can transport companies use invoice finance?

Yes. Transport and logistics is a common use case for invoice finance because of high upfront operating costs combined with extended client payment terms.

How quickly do I receive funds?

Once your account is set up, you can fund an invoice and get funded the same day.

Can I fund invoices from multiple clients?

Yes. You can fund invoices from any of your B2B clients, selecting individual invoices as needed.

Is invoice finance available for owner-operators?

Yes. FundTap has no minimum turnover or minimum invoice volume. If you invoice B2B clients through Xero, MYOB, QuickBooks or Reckon, you can use FundTap.

Talk to a human

Rather ask first?

Our Nelson-based team, not a call centre.

Email us info@fundtap.co

Call NZ 0800 88 33 55

Call AU 1800 595 505

Take opportunities. Cover costs.

Keep moving.

Check eligibility