Customer Guides
[PDF] Best Finance Options for Small Businesses Compared
By FundTap Team ·01 Apr 2025
Customer Guides
By FundTap Team ·01 Apr 2025
This downloadable PDF guide compares the seven most popular finance options for small businesses side by side, so you can choose the right funding whether you're starting out, growing or managing day-to-day cashflow. It sets out the pros and cons of each option to help Australian and New Zealand business owners make an informed decision before they apply.
Last reviewed 03 November 2026
Finance for small businesses is hard! We’ve listed and compared the options so you can make the right decision.
Most SMEs come to a point at which they need some kind of financing. This might happen in the very initial stages of business, six months down the track, or for day-to-day management of cashflow. Whatever the field you’re in and the size of your business, extra funding can be required to fuel growth or navigate hurdles smoothly.
If you’re approaching such a time, this is the resource for you. In this guide we’re comparing the seven most popular kinds of SME financing options.
FundTap provides on-demand invoice finance for AU and NZ SMEs. Select an invoice and, once approved, get funded within 2 hours, no lock-in, fees from 4%.
Yes. FundTap serves businesses across both countries, integrating with Xero, MYOB, and QuickBooks.
FundTap's approvals team reviews you, usually within a day. Once approved, FundTap funds you within 2 hours.
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