Fundtap vs Marmalade
Both Fundtap and Marmalade offer invoice finance for Australian businesses. But there are significant differences in how they work — particularly around confidentiality and minimum requirements.
⭐⭐⭐⭐⭐ 4.9 stars · 240+ reviews on Google • 54% average revenue growth for Fundtap customers
| Feature | Fundtap | Marmalade |
|---|
| Confidential (customers don't know) | Yes | No — customers are notified |
| Minimum monthly volume | None | $50,000/month |
| Selective invoices | Yes (choose any invoice) | No (whole ledger) |
| Lock-in contract | None | Contact Marmalade for terms |
| New Zealand available | Yes | No (AU only) |
| Fee structure | One flat fee per invoice | % of invoice + fees |
| Xero integration | Yes | Yes |
Which is right for you?
If you’re an Australian business turning over $600,000+ per year and are comfortable with your customers being notified, Marmalade may be worth comparing. If confidentiality matters, if you’re below the minimum, or if you operate in New Zealand, Fundtap is the better fit.
Competitor information is based on publicly available data and may change. This page is for general information only and is not financial advice. Contact providers directly to confirm current terms.
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