How Fundtap works
Fundtap is invoice finance for NZ and AU small businesses. Here’s exactly how it works — from sign-up to getting funded, step by step.
⭐⭐⭐⭐⭐ 4.9 stars · 240+ reviews on Google • 54% average revenue growth for Fundtap customers
The process, step by step
1
Check your eligibility
Takes about 2 minutes online. Tell us about your business — your industry, annual revenue and how you invoice. Most businesses get an instant answer.
2
Connect your accounting software
Fundtap integrates with Xero, MYOB and QuickBooks. Connect once and your invoices appear automatically. No manual uploads, no spreadsheets. Learn about integrations
3
Choose which invoices to fund
You see all your outstanding invoices. Pick the ones you want to fund — one at a time or several together. See the exact fee before you confirm. No commitment until you’re ready.
4
Get funded within hours
Up to 85% of the invoice value hits your bank account within hours — 24/7, including weekends and public holidays. See pricing
5
Your customer pays, you get the balance
Your customer pays you as normal — nothing changes for them. When payment clears, Fundtap deducts its flat fee and releases the remaining balance to you. How repayment works
“Fundtap has been a game-changer for our construction business. We get funded the same day we submit an invoice — no waiting 60 days to pay our subbies.”
Sam T., Construction Business Owner, Auckland
What makes Fundtap different
| Feature | Fundtap | Traditional invoice finance |
|---|
| Choose specific invoices | Yes | Usually no |
| Your customers never know | Yes | Often no |
| No lock-in or exit fee | Yes | Rarely |
| Funded within hours | Yes | Often days |
| One flat fee | Yes | Complex fee structures |
Learn more
