Understanding Invoice Finance

Why Partnering With FundTap Benefits Both You and Your Clients

In short

This guide covers key insights to help Australian and New Zealand small businesses make better financial decisions and manage cashflow more effectively.

Last reviewed 01 October 2026

Why Partnering With FundTap Benefits Both You and Your Clients

Accountants and bookkeepers are trusted advisors. When a client asks "how do I solve my cashflow problem?", they are asking you, not a bank, not a finance broker, not a fintech.

FundTap's partner programme is designed to give you a direct, practical answer to that question, and to reward you for providing it.

What Your Clients Need

Cashflow problems are consistently one of the top three issues your business clients face. The timing gap between invoicing and payment creates stress, limits growth, and occasionally puts fundamentally good businesses in crisis situations.

Most clients who ask you about this are not looking for complex financial solutions. They want something that is fast, simple, and does not require property security or long commitments.

FundTap fits that description. On-demand invoice finance that connects to Xero, MYOB, or QuickBooks and provides funds within 2 hours of approval. No whole-ledger commitment, no debtor notification, simple transparent pricing.

How the Partnership Works

When you introduce a client to FundTap and they become a customer, you earn a referral commission on the funding they use. This is an ongoing commission, you earn as long as your client continues to use the platform.

Beyond the financial benefit, the partnership gives you a tangible solution to a problem your clients regularly face. Rather than referring clients to a bank and hoping for the best, you can introduce them to a product that is specifically designed for their situation.

No Impact on the Client Relationship

FundTap is entirely confidential and self-service for your clients. Once introduced, your client manages their own FundTap account. The solution you recommended works quietly in the background, they fund invoices when they need to, and the rest of the time the platform sits dormant.

You get the credit for the introduction. The client gets the cashflow solution. FundTap handles the rest.

Adding Value Beyond Compliance

The accountants and bookkeepers who build the strongest client relationships are those who go beyond compliance and tax work to provide genuine strategic and operational value.

Identifying cashflow timing problems, understanding funding options, and being able to recommend a specific, practical solution positions you as a growth partner rather than a compliance service provider.

That is a stronger practice and a more valuable relationship, for both parties.

If you would like to know more about the FundTap partner programme, reach out to the team. It is worth exploring.

Frequently Asked Questions

How can FundTap help my business?

FundTap provides on-demand invoice finance for AU and NZ SMEs. Select an invoice and, once approved, get funded within 2 hours, no lock-in, fees from 4%.

Is FundTap available in Australia and New Zealand?

Yes. FundTap serves businesses across both countries, integrating with Xero, MYOB, QuickBooks and Reckon.

How fast can I get funded?

FundTap's approvals team reviews you, usually within a day. Once approved, FundTap funds you within 2 hours.

Does FundTap contact my client's customers when an invoice is funded?

No. FundTap runs a private, non-disclosed facility. Your client's customers keep paying your client, into their own account, on the terms already agreed. FundTap doesn't contact them or redirect the payment, so nothing changes in the customer relationships your client's business runs on.

Who is eligible for FundTap? What are the requirements?

FundTap looks for four things: the business is actively trading in Australia or New Zealand, it invoices its customers on terms, the invoice is for work already done and still unpaid, and its accounts are in order. Accounting software isn't a hard requirement, and FundTap's approvals team gives every application a proper look.

How much does invoice financing cost in Australia? What fees should I expect?

FundTap charges one flat fee per invoice funded: from 4% per invoice, quoted upfront before you commit. There are no setup fees, no monthly fees and no exit fees, and you only pay when you choose to fund an invoice. The fee covers that one invoice, so there's no ongoing cost while your funding limit sits unused.

The work's done. The money shouldn't be the wait.

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FundTap provides invoice finance for small businesses in Australia and New Zealand. Australia: +61 1800 595 505 New Zealand: +64 800 88 33 55 Email: info@fundtap.co Address: 255 Hardy Street, Nelson 7010, New Zealand ABN: 47914654579 NZBN: 9429031726887