TL;DR: FundTap is an on-demand invoice finance platform for New Zealand small and medium businesses. If you invoice other businesses on credit terms, you can access the cash from those invoices within hours, no lock-in contracts, no minimums, and no property security.
Invoice Finance for New Zealand Businesses
Late payment is one of the biggest challenges facing New Zealand small businesses. Extended payment terms are common, and the gap between delivering work and receiving payment can limit growth, strain supplier relationships, and create unnecessary stress.
FundTap helps NZ businesses bridge that gap by turning outstanding invoices into immediate working capital.
"Most Kiwi small businesses aren't short of work, they're short of cash that's already theirs, tied up in unpaid invoices. FundTap exists to close that gap in hours, with no new debt and no lock-ins."
Matt Peacey, Founder and CEO, FundTap
How FundTap Works
- Connect your Xero, MYOB, or QuickBooks account
- Select the invoices you want to fund
- Get funded within hours
- FundTap collects the advance plus the fee via direct debit
Available Nationwide
FundTap serves businesses across all of New Zealand, including:
As a fully online platform, FundTap is available to businesses anywhere in New Zealand.
Why NZ Businesses Choose FundTap
- Funded within hours, not days or weeks
- No lock-in contracts or minimum monthly volumes
- Single transparent fee from 4% per invoice
- Completely confidential, your clients never know
- NZD facilities with local support
- Not a loan, does not add debt to your balance sheet
- NZBN: 9429047413153
Industries We Serve
FundTap works with any New Zealand B2B business, including construction, recruitment, manufacturing, wholesale, logistics, professional services, and healthcare.
Yes. FundTap is a fully online platform available to any NZ business. There is no requirement to be in a specific city or region.
FundTap’s NZBN is 9429047413153.
Yes. FundTap fully supports NZD invoices, NZ bank accounts, and NZ accounting software integrations.
FundTap charges a single fee from 4% per invoice. There are no monthly fees, no minimums, and no hidden charges.
What our customers say
★★★★★ 4.9 · 254 reviews across Google and Xero
“The FundTap setup process was the easiest I have ever done, and the website is super easy to work with. Each loan is simple, quick and hassle free.”
“This process is quick and easy and fits our business model really well. Highly recommended to have a look at this.”
“Dealing with FundTap was a really easy process. Really happy with their service and would recommend anyone.”
“Really great service and quick payment. They really help take the edge off when waiting for clients to pay.”
“Fantastic to deal with, very easy and straightforward process and the team members are great to deal with. 10/10.”
“FundTap is a great tool every business should try. It has been such a positive experience working with the team!”