TL;DR: FundTap is an on-demand invoice finance platform for Australian small and medium businesses. If you invoice other businesses on credit terms, you can access the cash from those invoices within hours, no lock-in contracts, no minimums, and no property security.
Invoice Finance for Australian Businesses
Australian small businesses collectively have billions of dollars tied up in unpaid invoices at any given time. Extended payment terms of 30, 60, or 90 days are standard in many industries, but the costs of running a business, wages, rent, materials, suppliers, do not wait.
FundTap helps Australian businesses bridge that gap by turning outstanding invoices into immediate working capital.
"Most Australian small businesses aren't short of work, they're short of cash that's already theirs, tied up in unpaid invoices. FundTap exists to close that gap in hours, with no new debt and no lock-ins."
Matt Peacey, Founder and CEO, FundTap
How FundTap Works
- Connect your Xero, MYOB, or QuickBooks account
- Select the invoices you want to fund
- Get funded within hours
- FundTap collects the advance plus the fee via direct debit
Available Nationwide
FundTap serves businesses across all of Australia, including:
As a fully online platform, FundTap is available to businesses in any Australian city, town, or region.
Why Australian Businesses Choose FundTap
- Funded within hours, not days or weeks
- No lock-in contracts or minimum monthly volumes
- Single transparent fee from 4% per invoice
- Completely confidential, your clients never know
- No property or asset security required
- Not a loan, does not add debt to your balance sheet
- ABN: 38 607 205 622
Industries We Serve
FundTap works with any Australian B2B business, including construction, recruitment, manufacturing, wholesale, logistics, professional services, and healthcare.
Yes. FundTap is a fully online platform available to any Australian business. There is no requirement to be in a specific city or region.
FundTap’s ABN is 38 607 205 622.
FundTap charges a single fee from 4% per invoice. There are no monthly fees, no minimums, and no hidden charges.
Yes. Funds are deposited into your Australian business bank account.
Invoice finance is not regulated in the same way as consumer lending. FundTap operates as a registered Australian business providing commercial finance services.
What our customers say
★★★★★ 4.9 · 254 reviews across Google and Xero
“The FundTap setup process was the easiest I have ever done, and the website is super easy to work with. Each loan is simple, quick and hassle free.”
“This process is quick and easy and fits our business model really well. Highly recommended to have a look at this.”
“Dealing with FundTap was a really easy process. Really happy with their service and would recommend anyone.”
“Really great service and quick payment. They really help take the edge off when waiting for clients to pay.”
“Fantastic to deal with, very easy and straightforward process and the team members are great to deal with. 10/10.”
“FundTap is a great tool every business should try. It has been such a positive experience working with the team!”