TL;DR: Fundtap is an on-demand invoice finance platform for Australian small and medium businesses. If you invoice other businesses on credit terms, you can access the cash from those invoices within hours — no lock-in contracts, no minimums, and no property security.

Invoice Finance for Australian Businesses

Australian small businesses collectively have billions of dollars tied up in unpaid invoices at any given time. Extended payment terms of 30, 60, or 90 days are standard in many industries, but the costs of running a business — wages, rent, materials, suppliers — do not wait.

Fundtap helps Australian businesses bridge that gap by turning outstanding invoices into immediate working capital.

How Fundtap Works

  1. Connect your Xero, MYOB, or QuickBooks account
  2. Select the invoices you want to fund
  3. Receive an advance within hours
  4. Settle automatically when your customer pays

Available Nationwide

Fundtap serves businesses across all of Australia, including:

As a fully online platform, Fundtap is available to businesses in any Australian city, town, or region.

Why Australian Businesses Choose Fundtap

  • Funded within hours — not days or weeks
  • No lock-in contracts or minimum monthly volumes
  • Single transparent fee from 4% per invoice
  • Completely confidential — your clients never know
  • No property or asset security required
  • Not a loan — does not add debt to your balance sheet
  • ABN: 38 607 205 622

Industries We Serve

Fundtap works with any Australian B2B business, including construction, recruitment, manufacturing, wholesale, logistics, professional services, and healthcare.

See how Fundtap works →

Is Fundtap available across all of Australia?

Yes. Fundtap is a fully online platform available to any Australian business. There is no requirement to be in a specific city or region.

What is the ABN for Fundtap?

Fundtap’s ABN is 38 607 205 622.

How much does invoice finance cost in Australia?

Fundtap charges a single fee from 4% per invoice. There are no monthly fees, no minimums, and no hidden charges.

Do I need an Australian bank account?

Yes. Funds are deposited into your Australian business bank account.

Is invoice finance regulated in Australia?

Invoice finance is not regulated in the same way as consumer lending. Fundtap operates as a registered Australian business providing commercial finance services.

FundTap provides invoice finance for small businesses in Australia and New Zealand. Australia: +61 1800 595 505 New Zealand: +64 800 88 33 55 Email: info@fundtap.co Address: 255 Hardy Street, Nelson 7010, New Zealand ABN: 47914654579 NZBN: 9429031726887