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Guides for getting paid sooner

Practical writing for New Zealand and Australian small businesses waiting on unpaid invoices.

194 articles

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Understanding Invoice Finance

Invoice Trading Explained for Small Business | FundTap

TL;DR: Invoice trading is borrowing against your unpaid invoices, and is also called invoice financing,

FundTap Team · 8 Aug 2022 · 9 min read

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Understanding Invoice Finance

Bill Discount Sale: How It Works (NZ & AU)

TL;DR: Bill discounting, also called invoice discounting, means selling your unpaid business invoices to

FundTap Team · 4 Aug 2022 · 7 min read

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Navigating Late Invoices

What Causes Overdue Invoices?

TL;DR: Invoices go overdue because customers forget, are short of cash themselves, dispute the work, hit

FundTap Team · 2 Aug 2022 · 10 min read

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Invoice Cashflow Tips

Positive Cashflow Checklist

TL;DR: Positive cashflow means more cash coming in than going out. Use this seven-step end-of-year

FundTap Team · 24 Jul 2022 · 9 min read

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Navigating Late Invoices

Invoice Timeline Infographic

TL;DR: A good invoice timeline starts by invoicing as soon as work is done, then sending a polite

FundTap Team · 22 Jul 2022 · 8 min read

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Navigating Late Invoices

Invoice Reminder Letter Template

TL;DR: This invoice reminder letter template gives you five ready-to-use payment reminder emails: one

FundTap Team · 20 Jul 2022 · 9 min read

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Small Business Tips

Best Finance Options for Small Businesses

TL;DR: The best finance options for small businesses depend on whether you need cashflow finance for

FundTap Team · 16 Jul 2022 · 21 min read

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Invoice Cashflow Tips

How Wholesale Businesses Can Improve Cashflow

TL;DR: Wholesale businesses often have cash tied up in inventory while they wait for customers to pay,

FundTap Team · 16 Jul 2022 · 9 min read

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Navigating Late Invoices

How To Set Realistic Invoice Payment Terms

TL;DR: Set realistic invoice payment terms by agreeing them with customers early, researching what's

FundTap Team · 14 Jul 2022 · 11 min read

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Invoice Cashflow Tips

How To Build A View Of Forecasted Cashflow [Template]

TL;DR: A cashflow forecast projects the money coming into and going out of your business over a set

FundTap Team · 13 Jul 2022 · 8 min read

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Invoice Cashflow Tips

Getting Better Cashflow Through Reduction Of Expenses

TL;DR: Cutting expenses is one of the quickest ways to improve cashflow. Start by reviewing your cash,

FundTap Team · 12 Jul 2022 · 10 min read

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Understanding Invoice Finance

Factoring Debt And The Customer Relationship

Factoring debt is a technique used to deal with one of the biggest problems for small businesses –

FundTap Team · 9 Jul 2022 · 9 min read

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Invoice Cashflow Tips

Common Issues With Cashflow Lending

TL;DR: Cashflow lending is unsecured, short-term borrowing that lenders approve on your current and

FundTap Team · 7 Jul 2022 · 14 min read

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The work's done. The money shouldn't be the wait.

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Last reviewed 10 August 2026

FundTap provides invoice finance for small businesses in Australia and New Zealand. Australia: +61 1800 595 505 New Zealand: +64 800 88 33 55 Email: info@fundtap.co Address: 255 Hardy Street, Nelson 7010, New Zealand ABN: 47914654579 NZBN: 9429031726887