The Story Behind Fundtap
Published: November 4, 2025
Fundtap didn’t start as a tech company. It started as a small, traditional invoice finance business trying to solve a real problem - small businesses waiting too long to get paid.
Here’s how we went from paper forms and phone calls to a fully digital funding platform built to work at the speed of small business.
Table of Contents
Where It All Began
Fundtap was founded in 2010 as a local invoice finance company operating in the top of New Zealand’s South Island. At that time, everything was manual - paperwork, calls, slow approvals. We knew our clients well, but the model wasn’t scalable, and it wasn’t solving the real problem in a modern way.
Why the Old Model Didn’t Work
Our founder, Matt Peacey, saw the rise of cloud accounting tools like Xero and asked a simple question:
Why hasn’t invoice finance caught up?
The answer was clear- traditional finance was too slow, too manual, and too rigid. It made life harder for small business owners who were already short on time.
So instead of fixing the old system, we decided to build a new one.
Rebuilding from the Ground Up
Fundtap’s digital funding model was designed with small business in mind - not just as users, but as real people with real cashflow challenges.
We stripped away the complexity and built a platform that connects directly to accounting software. No drawn-out applications. No piles of paperwork. Just fast, flexible access to funding when it’s needed.
What Still Drives Us Today
As Fundtap has grown, we’ve stayed close to our founding values:
-
Act with integrity — in every customer interaction, every decision.
-
Put people first — our clients, our team, and our partners.
-
Keep improving — with innovation that’s always tied to real-world problems.
It’s not about being the loudest in the market. It’s about building something that works, day in and day out.
Why It Matters to You
We know what it’s like to chase invoices while juggling expenses, staff, and growth. That’s why Fundtap exists - to give business owners back control, with fast access to the money they’ve already earned.
So whether you’re covering payroll, gearing up for a big job, or just tired of waiting to get paid, we’re here to help make business feel a little more in your hands.
Back
