Who Can Use Fundtap?

If your business invoices customers and you’re waiting to get paid, Fundtap could be a simple, flexible way to unlock cashflow - fast.

Here’s how to know if Fundtap is right for you.

Eligibility Checklist

To use Fundtap, your business needs to meet a few basic requirements:

• Be based in New Zealand or Australia

• Be a sole trader, partnership, company, or trust

• Invoice for payment after work is completed (not upfront)

• Turn over at least $5,000 per month

• Have been trading for 3+ months

• Have issued and been paid on at least 2 invoices

If that sounds like you - great! You’re likely eligible to use Fundtap.

Who Fundtap Works Best For

Fundtap is built for businesses that experience cashflow gaps between sending an invoice and getting paid. This includes:

• Service businesses (e.g. consultants, tradespeople)

• Real estate agents (waiting on commission payments)

• Exporters and manufacturers (with large or delayed payment terms)

• Dairy farmers (accessing income from current production ahead of payout)

• eCommerce and B2C sellers (with customer invoices, not just business clients)

As long as there’s a confirmed, unconditional future payment, Fundtap can likely help.

What Kind of Invoices Are Eligible?

Fundtap can advance cash against a wide range of invoice types, including:

• B2B (Business to Business) invoices

• B2C (Business to Consumer) invoices

• Invoices with domestic or international debtors

• Invoices with longer payment terms, as long as the payment is confirmed

This gives you more flexibility than traditional invoice finance, which often only works with B2B or disclosed debtor arrangements.

Private & Flexible

Your customers don’t need to know you’re using Fundtap - the facility is private and non-disclosed. You stay in full control of which invoices to fund and when to use it.

Ready to Find Out if You Qualify?

If your business ticks the boxes above and you’re ready to smooth out cashflow, give Fundtap a try. There’s no cost to sign up - you only pay when you use it.

Check your eligibility now