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Guides for getting paid sooner

Practical writing for New Zealand and Australian small businesses waiting on unpaid invoices.

194 articles

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Invoice Cashflow Tips

Why Chasing Invoices Costs You More Than You Think

TL;DR: Chasing invoices costs more than you think because it eats owner time (two hours a week at $200

FundTap Team · 1 Apr 2026 · 4 min read

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Small Business Tips

Cashflow Advice for Trades and Contractors

TL;DR: Trades and contractors can manage cashflow by invoicing from their phone the day a job is

FundTap Team · 1 Apr 2026 · 4 min read

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Building A Good Relationship With Customers

How to Have the Cashflow Conversation With Your Clients

TL;DR: Accountants can open the cashflow conversation by leading with what the data shows, such as

FundTap Team · 1 Apr 2026 · 4 min read

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Understanding Invoice Finance

What Is Factoring Finance and Is It Right For Your Business?

TL;DR: Factoring finance uses outstanding invoices to fund a business now: a factor advances a

FundTap Team · 1 Apr 2026 · 4 min read

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Small Business Tips

How Creative Agencies Can Smooth Out Seasonal Cashflow Dips

TL;DR: Creative agencies can smooth seasonal cashflow dips by mapping two years of monthly revenue to

FundTap Team · 1 Apr 2026 · 4 min read

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Small Business Tips

7 Ways to Improve Your Cashflow Without Cutting Costs

TL;DR: Seven ways to improve cashflow without cutting costs: invoice immediately, tighten payment terms

FundTap Team · 1 Apr 2026 · 5 min read

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Small Business Tips

How Service-Based Businesses Can Avoid Late Payment Pitfalls

TL;DR: Service businesses can avoid late payment pitfalls by invoicing the moment work is delivered,

FundTap Team · 1 Apr 2026 · 4 min read

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Understanding Invoice Finance

Invoice Factoring Explained: What It Is, How It Works, and Alternatives

TL;DR: Invoice factoring is selling your invoices to a factor at a discount for immediate cash,

FundTap Team · 1 Apr 2026 · 4 min read

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Small Business Tips

How to Automate Your Invoicing and Save Hours Every Week

TL;DR: Automate your invoicing using features already in Xero, MYOB or QuickBooks: set up recurring

FundTap Team · 1 Apr 2026 · 4 min read

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Small Business Tips

How to Use Financing Without Getting Trapped in Debt

TL;DR: To use financing without getting trapped in debt, match short-term finance to short-term needs

FundTap Team · 1 Apr 2026 · 4 min read

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Understanding Invoice Finance

When Should a Business Use Invoice Finance?

TL;DR: Use invoice finance when you've won a large contract, a key client insists on 60 or 90-day terms,

FundTap Team · 1 Apr 2026 · 4 min read

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Invoice Cashflow Tips

The Psychology of Getting Paid: How to Encourage On-Time Payments

TL;DR: Most late payment isn't deliberate: invoices go to the wrong person, lack a PO number, miss a

FundTap Team · 1 Apr 2026 · 4 min read

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Understanding Invoice Finance

Factoring Companies: How It Works (NZ & AU)

TL;DR: A factoring company, or factor, buys your unpaid invoices and pays you most of their value

FundTap Team · 1 Apr 2026 · 6 min read

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Last reviewed 10 August 2026

FundTap provides invoice finance for small businesses in Australia and New Zealand. Australia: +61 1800 595 505 New Zealand: +64 800 88 33 55 Email: info@fundtap.co Address: 255 Hardy Street, Nelson 7010, New Zealand ABN: 47914654579 NZBN: 9429031726887