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Guides for getting paid sooner

Practical writing for New Zealand and Australian small businesses waiting on unpaid invoices.

248 articles

All articles

How to Create a 12-Month Cashflow Forecast for Your Small Business

TL;DR: A cash-flow forecast is a month-by-month projection of money in and money out. It helps you spot

FundTap Team · 15 Apr 2026 · 4 min read

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Invoice Finance for Sole Traders: Is It Worth It?

TL;DR: Yes, sole traders can use invoice finance. FundTap has no minimum turnover and no requirement to

FundTap Team · 15 Apr 2026 · 4 min read

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The Cheapest Way to Fund Unpaid Invoices in Australia

TL;DR: The cheapest way to fund unpaid invoices depends on how much you need, how often, and for how

FundTap Team · 15 Apr 2026 · 5 min read

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Invoice Finance vs Factoring vs Discounting: Key Differences

TL;DR: All three release cash from unpaid invoices, but differ on control and commitment. Factoring is

FundTap Team · 15 Apr 2026 · 5 min read

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What Is Invoice Finance in Australia? A Complete Guide

TL;DR: Invoice finance lets an Australian business draw the money tied up in unpaid invoices before the

FundTap Team · 15 Apr 2026 · 5 min read

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Accounts Receivable Checklist for Small Businesses

TL;DR: Managing accounts receivable well is the difference between cash in the bank and cash on paper.

FundTap Team · 15 Apr 2026 · 4 min read

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Progress Invoicing: A Practical Guide for Small Businesses

TL;DR: Progress invoicing means billing a client in stages as work is completed, rather than waiting

FundTap Team · 15 Apr 2026 · 4 min read

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Days Sales Outstanding (DSO): What It Is and How to Improve It

TL;DR: Days Sales Outstanding (DSO) is the average number of days it takes to collect payment after

FundTap Team · 15 Apr 2026 · 3 min read

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Debtor Ageing Report Explained: What It Is and How to Use It

TL;DR: A debtor ageing report groups your unpaid invoices by how long they've been outstanding, who owes

FundTap Team · 15 Apr 2026 · 4 min read

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Understanding Invoice Finance

Debtor Factoring

TL;DR: Debtor factoring, also called invoice factoring, is when a business sells its unpaid invoices to

FundTap Team · 1 Apr 2026 · 3 min read

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Cashflow Management Tips

Understanding Working Capital and How to Optimise It

TL;DR: Working capital is your current assets (cash, receivables and stock) minus your current

FundTap Team · 1 Apr 2026 · 4 min read

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Understanding Invoice Finance

How FundTap Gets You Paid Within 2 Hours of Approval

TL;DR: FundTap works in five steps: connect Xero, MYOB or QuickBooks, select the invoices you want to

FundTap Team · 1 Apr 2026 · 4 min read

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Understanding Invoice Finance

Invoice Discounting Explained: What It Is, How It Works, and Alternatives

TL;DR: Invoice discounting is finance that advances cash against your outstanding invoices while you

FundTap Team · 1 Apr 2026 · 3 min read

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The work's done. The money shouldn't be the wait.

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Last reviewed 10 August 2026

FundTap provides invoice finance for small businesses in Australia and New Zealand. Australia: +61 1800 595 505 New Zealand: +64 800 88 33 55 Email: info@fundtap.co Address: 255 Hardy Street, Nelson 7010, New Zealand ABN: 47914654579 NZBN: 9429031726887