Guides for getting paid sooner
Practical writing for New Zealand and Australian small businesses waiting on unpaid invoices.
All articles
How to Create a 12-Month Cashflow Forecast for Your Small Business
TL;DR: A cash-flow forecast is a month-by-month projection of money in and money out. It helps you spot
FundTap Team · 15 Apr 2026 · 4 min read
Read the articleInvoice Finance for Sole Traders: Is It Worth It?
TL;DR: Yes, sole traders can use invoice finance. FundTap has no minimum turnover and no requirement to
FundTap Team · 15 Apr 2026 · 4 min read
Read the articleThe Cheapest Way to Fund Unpaid Invoices in Australia
TL;DR: The cheapest way to fund unpaid invoices depends on how much you need, how often, and for how
FundTap Team · 15 Apr 2026 · 5 min read
Read the articleInvoice Finance vs Factoring vs Discounting: Key Differences
TL;DR: All three release cash from unpaid invoices, but differ on control and commitment. Factoring is
FundTap Team · 15 Apr 2026 · 5 min read
Read the articleWhat Is Invoice Finance in Australia? A Complete Guide
TL;DR: Invoice finance lets an Australian business draw the money tied up in unpaid invoices before the
FundTap Team · 15 Apr 2026 · 5 min read
Read the articleAccounts Receivable Checklist for Small Businesses
TL;DR: Managing accounts receivable well is the difference between cash in the bank and cash on paper.
FundTap Team · 15 Apr 2026 · 4 min read
Read the articleProgress Invoicing: A Practical Guide for Small Businesses
TL;DR: Progress invoicing means billing a client in stages as work is completed, rather than waiting
FundTap Team · 15 Apr 2026 · 4 min read
Read the articleDays Sales Outstanding (DSO): What It Is and How to Improve It
TL;DR: Days Sales Outstanding (DSO) is the average number of days it takes to collect payment after
FundTap Team · 15 Apr 2026 · 3 min read
Read the articleDebtor Ageing Report Explained: What It Is and How to Use It
TL;DR: A debtor ageing report groups your unpaid invoices by how long they've been outstanding, who owes
FundTap Team · 15 Apr 2026 · 4 min read
Read the articleDebtor Factoring
TL;DR: Debtor factoring, also called invoice factoring, is when a business sells its unpaid invoices to
FundTap Team · 1 Apr 2026 · 3 min read
Read the articleUnderstanding Working Capital and How to Optimise It
TL;DR: Working capital is your current assets (cash, receivables and stock) minus your current
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleHow FundTap Gets You Paid Within 2 Hours of Approval
TL;DR: FundTap works in five steps: connect Xero, MYOB or QuickBooks, select the invoices you want to
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleInvoice Discounting Explained: What It Is, How It Works, and Alternatives
TL;DR: Invoice discounting is finance that advances cash against your outstanding invoices while you
FundTap Team · 1 Apr 2026 · 3 min read
Read the articleLast reviewed 10 August 2026