The most expensive thing a small business can do is grow
Two numbers from this year that don't sit comfortably together.
Small Business Tips
Guides and worked examples for New Zealand and Australian small businesses waiting on unpaid invoices.
Small Business Tips articles
Working capital for staffing and recruitment SMEs: why payroll cycles break cashflow and how to fix it
Brief for Molly: This article needs a full 1,200-1,800 word body. The outline, schema, and FAQs are
FundTap Team · 15 May 2026 · 4 min read
Read the articleThe True Cost of Late Payments for Your Business
TL;DR: Late payments are a persistent problem for Australian and New Zealand SMEs. This guide covers the
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleMyths About Business Loans That Are Costing You Opportunities
TL;DR: This guide covers key insights to help Australian and New Zealand small businesses make better
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleWhy Running Out of Cash Is the #1 Reason Small Businesses Fail
TL;DR: Small businesses across Australia and New Zealand face common cashflow challenges. This guide
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleWhy Digital Invoicing Beats Paper Every Time
TL;DR: This guide covers key insights to help Australian and New Zealand small businesses make better
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleThe Difference Between Profit and Cashflow (And Why It Matters)
TL;DR: Cashflow management is one of the biggest challenges for small businesses. This guide covers
FundTap Team · 1 Apr 2026 · 5 min read
Read the articleThe Most Common Invoicing Mistakes (and How to Avoid Them)
TL;DR: This guide covers key insights to help Australian and New Zealand small businesses make better
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleHow to Avoid the Feast or Famine Cycle in Business
TL;DR: This guide covers key insights to help Australian and New Zealand small businesses make better
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleThe Ultimate Checklist for Healthy Business Cashflow
TL;DR: Cashflow management is one of the biggest challenges for small businesses. This guide covers
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleHow to Get Clients to Pay Faster Without Damaging Relationships
TL;DR: This guide covers key insights to help Australian and New Zealand small businesses make better
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleHow Professional Services Firms Can Improve Payment Turnaround
TL;DR: Getting paid on time is essential for business survival. This guide covers practical strategies
FundTap Team · 1 Apr 2026 · 4 min read
Read the articleHow to Make Confident Financial Decisions as a Small Business Owner
TL;DR: Small businesses across Australia and New Zealand face common cashflow challenges. This guide
FundTap Team · 1 Apr 2026 · 4 min read
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Last reviewed 10 August 2026