Customer case studies
Real NZ and AU businesses. Real results. See how FundTap has helped small businesses grow, pay their people and take on bigger opportunities.
Real-customer case studies from FundTap. Australian and New Zealand small businesses using invoice finance to fund growth, close the wait between sending an invoice and being paid, and take on bigger work. Industries from construction to professional services.
Case studies
Allied Civil Earthworks
Auckland civil contractor, paid on the 20th of next month. FundTap bridges the wait.
Read the storyTrigga Seal
QLD sealing subcontractor. Four days from first call to first invoice funded.
Read the storyThink Resourcing
Brisbane IT labour hire. Pays contractors first, gets paid later. 15 fundings in 2026.
Read the storyReflection Planning
Sole-trader planning consultant. 22 fundings since 2024 to even out slow payers.
Read the storyOnline Paints
An importer covering customs and stock across a four month cash cycle
Read the storySpinach
How a creative agency uses FundTap to manage large client payment terms
Read the storyCourier & Transport
A courier business covering fuel, drivers and vehicles while invoices are still outstanding
Read the storyAsphalt Construction
Construction company funding large contracts and subbies on time
Read the storyA spouting contractor
Christmas wages covered the day they signed up, and back most months since
Read the storyA safety products distributor
Three years of top-ups for when the 30th-of-the-month timing is out of whack
Read the storyA pest control business in Auckland
Four years and 896 invoices, bridging the wait for the 20th.
Read the storyA civil contractor in Auckland
Staged jobs, staged payments, and 97 invoices funded as the claims went in.
Read the storyA plasterer and painter in Auckland
Wages and materials paid before the 20th, with 91 invoices funded since 2022.
Read the storyA painting contractor in Auckland
Big jobs funded one invoice at a time, 77 in three years.
Read the storyA civil contractor in Melbourne
48 invoices funded since May 2024, with the limit raised twice.
Read the storyAn insulation installer in Auckland
Materials bought first, invoiced at completion, with 47 invoices funded since 2024.
Read the storyA tiling contractor in Sydney
Subcontractors paid on time, with 39 invoices funded since March 2025.
Read the storyA scaffolding contractor in Wellington
Winter slows some payments, so they fund only the invoices that need it.
Read the storyA roofer at the top of the South Island
Clients on fixed pay dates, and 17 invoices funded so far this year.
Read the storyAn electrical contractor in Auckland
Quick-pay customers, a few on the 20th, and 30 invoices funded since 2024.
Read the storyA painter in the lower North Island
Commercial clients on long terms, and 15 invoices funded so far this year.
Read the storyA bricklayer in Waikato and Bay of Plenty
Set up as a Christmas safety net, with 24 invoices funded since December 2025.
Read the storyA residential builder in Canterbury
Wages out before the month-end payments, with 19 invoices funded since 2023.
Read the storyAn electrician in regional Victoria
Equipment bought and installed, with 18 invoices funded since June 2025.
Read the storyA concrete contractor in Otago and Southland
New gear bought ahead of the invoice, and 11 invoices funded this year.
Read the storyA maintenance contractor in Melbourne
Cash kept moving between projects, with 17 invoices funded since January 2025.
Read the storyA field service contractor in Auckland
Suppliers paid on time while the big customers pay next month.
Read the storyA weather protection contractor in Auckland
Crew paid over Christmas, and 16 invoices funded since December 2025.
Read the storyA hire firm in the top of the South Island
15 invoices funded, and the funding limit raised twice.
Read the storyA fit-out contractor in Auckland
Materials paid while retention waits, and 14 invoices funded since 2023.
Read the storyA grounds contractor in Auckland
Mowers kept running on council work, with 13 invoices funded since 2024.
Read the storyA general contractor in Auckland
Full time on council work, with 13 invoices funded and the limit raised twice.
Read the storyAn HVAC contractor in Sydney
Commercial installs carried while payments caught up, 11 invoices in all.
Read the storyA building contractor in Perth
Subcontractors paid on time while schools settle up, 11 invoices since January 2026.
Read the storyAn earthworks firm in regional Queensland
Nine invoices funded since October 2025, seven of them in 2026.
Read the storyA painter in the lower North Island
Crew and suppliers paid between sign-offs, with nine invoices funded.
Read the storyA concreter in the top of the South Island
Kept up with a busy Christmas, nine invoices funded since December 2025.
Read the storyA civil contractor in South Australia
Wages paid on payday, with six invoices funded in the last six months.
Read the storyA scaffolding contractor in Perth
Wages covered between monthly payments, with eight invoices funded.
Read the storyA builder in Waikato and Bay of Plenty
Set up in 2022, used from 2024, with eight invoices funded.
Read the storyA builder in Auckland
Seven invoices funded since 2022, each when costs came before the programme paid.
Read the storyA joinery business in Auckland
A big invoice held up over January, then seven invoices funded since.
Read the storyA commercial builder in Auckland
Taking on bigger contracts, with seven invoices funded since February 2026.
Read the storyAn electrical contractor in Sydney
Wages covered on big company jobs, six invoices funded since October 2025.
Read the storyA diesel mechanic in Western Australia
Wages covered before the mining invoice is paid, with six invoices so far.
Read the storyA painter in Auckland
Insurance work on long terms, with five invoices funded and the limit raised.
Read the storyA refrigeration contractor in Auckland
Terms say the 20th, customers pay later, and five invoices were funded.
Read the storyA plumbing contractor in Wellington
Several jobs on the go, with five invoices funded in the first three months.
Read the storyA relocation contractor in Waikato
Invoiced only once on site, with five invoices funded since March 2026.
Read the storyA lawn mowing business in Auckland
Contracts now pay on the 20th, and four invoices were funded to cover the wait.
Read the storyA crane contractor in Wellington
Four invoices funded since May 2026 while clients paid on the 20th.
Read the storyA waterproofing contractor in Brisbane
Materials covered ahead of payment, with three invoices funded in 2025.
Read the storyA general builder in Melbourne
Month end gaps covered, three invoices funded in late 2024.
Read the storyA camera installer in New South Wales
Three invoices funded on a big job, with the limit raised once.
Read the storyAn electrical contractor in Wellington
A big contract on slow terms, and three invoices funded to cover the wait.
Read the storyA metal fabricator in Otago and Southland
Subcontracting to builders who pay on the 20th, with three invoices funded.
Read the storyA plumber in Auckland
A first hire, month-end supplier bills, and invoices funded to cover them.
Read the storyA roofing contractor in Sydney
Materials bought up front on bigger jobs, with customers on terms.
Read the storyA fibre installer in Auckland
Wages every fortnight, customers pay monthly, and one bridge in July 2024.
Read the storyA heavy vehicle repairer in Auckland
Councils pay on the 20th. Two invoices funded when it mattered, and none since.
Read the storyA residential builder in Northland
Materials up front, invoices on short terms, and a way to skip the bank trip.
Read the storyAn HVAC contractor in Melbourne
Stock bought before each job starts, with builders and industrial clients on terms.
Read the storyAn automotive workshop in Sydney
Parts paid for up front, and used once to cover the slow summer.
Read the storyA plasterer and painter in Canterbury
Saying yes to commercial work that pays on the 20th, with the first invoice funded.
Read the storyA contractor in the lower North Island
Payment comes down a long chain, so one invoice was funded to bridge it.
Read the storyA rigging contractor in Auckland
Crew paid weekly, the firm above pays at month end, and one invoice was funded.
Read the storyAn electrician in Otago and Southland
A bill due before the 20th, bridged with one funded invoice.
Read the storyA carpenter in Auckland
Wages due before the builder paid, and the first invoice funded in April 2026.
Read the storyA wholesaler in regional New South Wales
Suppliers paid within weeks, customers next month, 4,879 invoices funded since 2023.
Read the storyA commercial printer in Auckland
Six years in, 3,240 invoices funded, each one chosen when the timing needed it.
Read the storyA finishing business in Melbourne
Architects' orders and a slow start to each year, with 591 invoices funded.
Read the storyAn engineering supplier in Waikato
Signed up for the odd big job, and has funded 214 invoices since July 2025.
Read the storyAn engineering firm in Otago and Southland
Mining customers on longer terms, with FundTap on hand for the next order.
Read the storyA wine producer in regional South Australia
Wine that waits to sell, buyers on long terms, and 58 invoices funded to bridge it.
Read the storyA contract packer in Sydney
Orders stacking up, supplier bills first, and 45 invoices funded over a year.
Read the storyA clothing manufacturer in Sydney
Local production, long retail terms, and invoices funded when a big order lands.
Read the storyA craft gin distillery in Adelaide
Wholesale grew from next to nothing, and invoices were funded to keep supply up.
Read the storyAn apparel brand in Brisbane
Stock bought long before retailers pay, with 19 invoices funded so far.
Read the storyA drinks importer in Melbourne
Festival stock paid for up front, with restaurants paying as normal.
Read the storyA skincare maker in regional New South Wales
Big buyers on long terms, and materials bought ahead of every order.
Read the storyA franchisor in Auckland
Overseas stock paid up front, franchisees paying on the 20th.
Read the storyAn equipment supplier in Northland
A big stock order to pay for, funded against customer invoices.
Read the storyA metal fabricator in Adelaide
Materials paid for up front, and a funding limit raised twice as jobs grew.
Read the storyA textile manufacturer in Auckland
Signed up with no urgent need, then funded 14 invoices as timing called for it.
Read the storyA pet products wholesaler in Sydney
Stock bought for the first big retail orders, with chains paying as normal.
Read the storyA steel fabricator in Perth
Wages and subcontractors paid on time while customer invoices catch up.
Read the storyA concrete products maker in Auckland
Council orders arriving one purchase order at a time, funded as needed.
Read the storyA wholesale bakery in Auckland
A new launch, supermarket and deli invoices funded in the first month.
Read the storyA food distributor in Brisbane
A new supermarket listing, and invoices funded while the chains pay.
Read the storyA fabricator in the top of the South Island
Steel work invoiced in stages, with the bills due first.
Read the storyA caravan dealer in the lower North Island
Stock built to order, with one invoice funded at a time.
Read the storyA parts importer in Otago and Southland
Imported agricultural parts, with suppliers due before customers pay.
Read the storyA clothing wholesaler in Auckland
Wholesale stock made first, with the balance due after delivery.
Read the storyA scooter importer in Waikato
Stock paid for up front, and a first invoice funded in September 2026.
Read the storyA training firm in the lower North Island
Guaranteed income on a seasonal cycle, with 131 invoices funded since 2023.
Read the storyA safety and quality consultancy in Darwin
99 invoices funded since January 2026, each one chosen.
Read the storyA marketing firm in regional New South Wales
86 invoices funded, with 17 of them in March 2025 alone.
Read the storyA training provider in Brisbane
77 invoices funded since October 2024, in batches when timing needs it.
Read the storyA consultancy in regional New South Wales
70 invoices funded in two years, each one chosen, with the limit raised four times.
Read the storyAn IT consultancy in Auckland
Started with a partner, funding invoices since December 2023.
Read the storyA managed IT provider in Melbourne
62 invoices funded between February 2024 and September 2025.
Read the storyAn urban design consultancy in Auckland
45 invoices funded across 2023 and 2024, often several at a time.
Read the storyAn accounting firm in the lower North Island
Took on more work, and funded 33 invoices in 2025 as a safety net.
Read the storyA technology consultant in Wellington
A council contract, with 27 invoices funded since August 2024, each one chosen.
Read the storyAn electrical engineering firm in Auckland
Architect clients, paid the month after invoicing, funded when it matters.
Read the storyA design studio in Canterbury
Deposits cover the start. FundTap covers the wait on the final invoice.
Read the storyA data engineering firm in Canterbury
A big project on long terms, with 12 invoices funded across 2024 and 2025.
Read the storyA planning consultant in Otago and Southland
Big clients pay at month end, so the wage run gets covered.
Read the storyAn operations consultant in Sydney
Seven invoices funded since April 2026, each on its own day.
Read the storyA designer in the top of the South Island
Moved into commercial projects, and funds the wage run when payment lags.
Read the storyAn architecture practice in Auckland
Large invoices, long waits, and wages due first.
Read the storyA surveyor in regional New South Wales
Growth costs paid ahead of the invoice, with six invoices funded since April 2026.
Read the storyA marketer in the top of the South Island
Six invoices funded together, for an expense that couldn't wait.
Read the storyA consulting engineer in regional Queensland
Multi-year government work, billed on terms, funded invoice by invoice.
Read the storyA risk consultancy in Canterbury
Large clients on long terms, with FundTap built into the cashflow calendar.
Read the storyAn IT contractor in regional Queensland
Set up as a safety net in 2023, and funding invoices since March 2026.
Read the storyAn e-learning developer in Auckland
Subcontractors paid ahead of a big contract's final invoice, only when needed.
Read the storyA management consultant in Sydney
A long contract and a team to build, bridged in the first half of 2025.
Read the storyA quantity surveyor in Canterbury
A reliable payer on long terms. They fund an invoice when GST lands first.
Read the storyA real estate agency in Otago and Southland
Funded a commission while a sale waited on settlement.
Read the storyA container haulage operator in Auckland
Wharf runs now, payment on the 20th. They fund the invoices that need it.
Read the storyA freight forwarder in Auckland
Shipping lines paid on arrival, clients pay later. They choose what to fund.
Read the storyA trucking business in Waikato
A bigger run meant wages before the first payment. They fund what they choose.
Read the storyA tipper hire business in Auckland
Fuel and wages go out first, civil contractors pay later. They fund when they choose.
Read the storyA transport operator in regional Victoria
Paid after proof of delivery, so they fund the invoices that need it.
Read the storyA waste cartage operator in Auckland
Fuel and maintenance covered while payment catches up, invoice by invoice.
Read the storyA truck owner-driver in Auckland
The buyer pays on the 25th. They fund the invoice when the truck can't wait.
Read the storyA freight operator in Auckland
Fleet growing, wages to cover. They fund the invoices they choose.
Read the storyA cartage business in the lower North Island
16 invoices funded in one go to cover bills due before the 20th.
Read the storyA bulk ag carrier in regional WA
Diesel and wages covered ahead of month-end payments, on occasion.
Read the storyA freight broker, top of the South Island
Put FundTap in place early, then funded five invoices when they chose.
Read the storyA livestock carrier in regional Queensland
Three invoices funded in one go, the rest left to run to terms.
Read the storyA building transporter in Auckland
A big new client's payment process, bridged on the invoices they chose.
Read the storyA recruitment company in Auckland
75 invoices funded since September 2023, each one chosen to bring a fee forward.
Read the storyA cleaning and gardening firm in Perth
Wages paid on schedule, with 48 invoices funded since March 2025.
Read the storyAn NDIS provider in regional New South Wales
43 invoices funded between November 2023 and March 2025, 28 of them in 2024.
Read the storyA labour-hire firm in regional Queensland
Subcontractors paid on their terms, with 36 invoices funded since February 2024.
Read the storyA building services firm in Melbourne
Cleaners paid on schedule, and 24 invoices funded since May 2024.
Read the storyA recruitment and training firm in Auckland
Contractors paid on short terms, and 23 invoices funded to cover the wait.
Read the storyA new-build cleaning firm in Waikato
Wages and gear paid up front, with 16 invoices funded since September 2025.
Read the storyA guarding company in the lower North Island
Wages covered while jobs waited on payment, with three invoices funded.
Read the storyA commercial cleaner in Northland
One invoice funded in May 2025 to cover wages and materials.
Read the storyA labour-hire firm in Waikato
Crew wages covered ahead of a monthly payer, from December 2025.
Read the storyA logger in the top of the South Island
Wages covered before the 20th, with 29 invoices funded since February 2024.
Read the storyA farm contractor, top of the South Island
Wages covered through the quiet season, one invoice at a time.
Read the storyA poultry grower, top of the South Island
Christmas costs carried, with seven invoices funded since October 2025.
Read the storyAn agricultural contractor in Waikato
Busy season costs covered, four invoices funded together.
Read the storyNo stories match both filters yet. Try the other country, or all industries.
It's simple which is really nice and has enabled us to do things we wouldn't otherwise have been able to do.
Reviewed by Shane Laurence, Head of Growth · Last reviewed