Customer case studies
Real NZ and AU businesses. Real results. See how FundTap has helped small businesses grow, pay their people and take on bigger opportunities.
Real-customer case studies from FundTap. Australian and New Zealand small businesses using invoice finance to fund growth, close the wait between sending an invoice and being paid, and take on bigger work. Industries from construction to professional services.
Case studies
Allied Civil Earthworks
Auckland civil contractor, paid on the 20th of next month. FundTap bridges the wait.
Read the storyTrigga Seal
QLD sealing subcontractor. Four days from first call to first invoice funded.
Read the storyThink Resourcing
Brisbane IT labour hire. Pays contractors first, gets paid later. 15 fundings in 2026.
Read the storyReflection Planning
Sole-trader planning consultant. 22 fundings since 2024 to even out slow payers.
Read the storyOnline Paints
An importer covering customs and stock across a four month cash cycle
Read the storySpinach
How a creative agency uses FundTap to manage large client payment terms
Read the storyCourier & Transport
A courier business covering fuel, drivers and vehicles while invoices are still outstanding
Read the storyAsphalt Construction
Construction company funding large contracts and subbies on time
Read the storyA spouting contractor
Christmas wages covered the day they signed up, and back most months since
Read the storyA safety products distributor
Three years of top-ups for when the 30th-of-the-month timing is out of whack
Read the storyA pest control business in Auckland
Commercial work paid on the 20th, and room to take on a new technician.
Read the storyA civil contractor in Auckland
Crews kept on site while developers pay in stages.
Read the storyA plasterer and painter in Auckland
Wages and materials covered while the builders pay on the 20th, as the work grew.
Read the storyA painting contractor in Auckland
More houses on the go at once, with the big jobs paid on the 20th as normal.
Read the storyA civil contractor in Melbourne
The next job started while the head contractor takes its time to pay.
Read the storyAn insulation installer in Auckland
The merchant paid up front, with the builders paying at completion as normal.
Read the storyA tiling contractor in Sydney
Subcontractors paid on time while the strata managers pay on their own terms.
Read the storyA scaffolding contractor in Wellington
Slow winter payers covered, with the clients paying on their own terms.
Read the storyA roofer at the top of the South Island
Starting a flashings line while the builders pay on the 20th.
Read the storyAn electrical contractor in Auckland
Jobs on the 20th of the month after, paid like the quick ones.
Read the storyA painter in the lower North Island
More commercial work taken on, without waiting out every client's long terms.
Read the storyA bricklayer in Waikato and Bay of Plenty
Contractors paid over Christmas while the clients paid in their own time.
Read the storyA residential builder in Canterbury
The crew paid on payday while the late payers catch up at month-end.
Read the storyAn electrical contractor in Victoria
EV chargers paid for before the customer pays, and straight on to the next job.
Read the storyA concrete contractor in Otago and Southland
New gear paid for from a job already done, and the growth kept up.
Read the storyA maintenance contractor in Melbourne
Maintenance money in without chasing it, and the week back for the bigger projects.
Read the storyA field service contractor in Auckland
Costs covered and suppliers kept happy while the big companies pay on their own terms.
Read the storyA weather protection contractor in Auckland
The big Christmas job, taken on with the crew paid while the invoice waited.
Read the storyAn equipment hire business, top of the South
Wages covered from hires already invoiced while the contractors take their time to pay.
Read the storyA commercial fit-out firm in Auckland
Materials released and the next stage invoiced while the developers' dates moved.
Read the storyA grounds contractor in Auckland
The crew paid through a slow contract renewal, with the council paying on the 20th.
Read the storyA general contractor in Auckland
The month's costs covered while the council pays at the end of the month after.
Read the storyAn HVAC contractor in Sydney
A jump in commercial installs, with the running costs covered while customers pay.
Read the storyA building contractor in Perth
Government work on long terms, with the subcontractors paid while the school signs off.
Read the storyAn earthworks contractor in Queensland
Machines on the next site while the last client takes a month to pay.
Read the storyA painter in the lower North Island
Wages and paint suppliers paid while the housing payments catch up.
Read the storyA concreter in the top of the South Island
A payment due on the 30th and a run of pre-Christmas jobs still waiting to be paid.
Read the storyA civil contractor in South Australia
Wages covered from finished work while the mining company pays on a month.
Read the storyA scaffolding contractor in Perth
A young crew paid on time while the main customer pays once a month.
Read the storyA builder in Waikato
Own jobs kept moving while the group builder pays on the 20th of the month after.
Read the storyA builder in Auckland
Government-funded work paid on a fixed run, with the month's bills covered in between.
Read the storyA joinery business in Auckland
A big invoice pushed back by rework over the January break, and the costs covered.
Read the storyA commercial builder in Auckland
Deposits covered on bigger contracts while the progress claims pay from the 20th.
Read the storyAn electrical contractor in Sydney
A small crew's wages covered while the big companies pay on their own terms.
Read the storyA diesel mechanic in Western Australia
Another mechanic taken on while the mining company pays a month after each swing.
Read the storyA painter in Auckland
Insurance jobs on long terms, with the month-end bills paid on time.
Read the storyA refrigeration contractor in Auckland
Big customers pay well past the 20th. The suppliers get paid on time anyway.
Read the storyA plumbing and drainage firm in Wellington
Materials and crew paid for on every job, without waiting on the balance.
Read the storyA house relocation contractor in Waikato
Moving houses again after a quiet Christmas, with the developers paying on the 20th.
Read the storyA lawn mowing business in Auckland
Fuel and gear paid for while the contracts pay on the 20th of the month after.
Read the storyA crane contractor in Wellington
Running costs covered while the lift work pays on the 20th of the month after.
Read the storyA waterproofing contractor in Brisbane
Materials bought for every job before the customers pay, and the book kept moving.
Read the storyA general builder in Melbourne
New reinstatement work that pays at month end, with the jobs done long before.
Read the storyA camera installer in regional NSW
Bigger projects for bigger customers, paid a month and a half after month end.
Read the storyAn electrician in Wellington
A bigger contract taken on, paid a month after each invoice.
Read the storyA metal fabricator in Otago and Southland
Steel paid for and fitted, with the builder paying on the 20th of the month after.
Read the storyA plumber and gasfitter in Auckland
Suppliers and a new plumber paid at month end while the invoices come in.
Read the storyA roofing maintenance business in Sydney
Bigger jobs on a month's terms, with the materials bought before the job starts.
Read the storyA fibre installer in Auckland
Fortnightly wages covered while the network contractors pay on the 20th.
Read the storyA heavy vehicle repairer in Auckland
Council repair jobs with no deposit, paid for before the 20th.
Read the storyA residential builder in Northland
Materials for a new renovation paid for before the first invoice is.
Read the storyAn HVAC contractor in Melbourne
Stock bought for every job before it starts, with builders paying on terms.
Read the storyAn automotive workshop in Sydney
Parts and wages paid through the quiet months, with customers paying on install day.
Read the storyA plasterer and painter in Canterbury
Saying yes to commercial work that pays on the 20th of the month after.
Read the storyA housing builder in the lower North Island
Kept building while payment came down from the agency.
Read the storyA rigging contractor in Auckland
Riggers paid by the week while the site pays after month end.
Read the storyAn electrician in Otago and Southland
A bill paid before the builders' 20th, from an invoice already done.
Read the storyA carpenter in Auckland
A young business framing new builds, without waiting on a builder's month end.
Read the storyA fruit and veg wholesaler in regional NSW
Market suppliers paid on time while restaurants and care homes take their time.
Read the storyA commercial printer in Auckland
February's work paid for before the end of March, with customers paying as normal.
Read the storyA surface finisher in Melbourne
Colour for architects, and a factory kept going through the slow start of the year.
Read the storyAn engineering supplier in Waikato
Parts paid for up front, with the mills paying on longer terms.
Read the storyAn engineering firm in Otago and Southland
Balance invoices on built-to-order products, with mining customers on longer terms.
Read the storyA winemaker in regional South Australia
Bottled stock ready for the orders, with distributors paying a season after shipment.
Read the storyA contract packer in Sydney
Input bills paid ahead of the weekly payments, with a bigger order book to fill.
Read the storyA clothing manufacturer in Sydney
Big retail orders taken on, with the retailers paying two months after the invoice.
Read the storyA craft gin distillery in Adelaide
Wholesale took off, and the next batch was made before the venues paid.
Read the storyAn apparel brand in Brisbane
Big bookstore chain orders filled while the chains pay on their own terms.
Read the storyA drinks importer in Melbourne
Festival stock paid for while the restaurants pay on their own terms.
Read the storyA skincare maker in regional New South Wales
Supplies bought on time while a big national retailer pays on long terms.
Read the storyA franchisor in Auckland
Kit paid for before it ships, with franchisees paying on the 20th of the month after.
Read the storyAn equipment supplier in Northland
A big camera order paid for before the customers paid.
Read the storyA metal fabricator in Adelaide
A young welding business paying its suppliers while bigger companies pay on terms.
Read the storyA textile manufacturer in Auckland
A big customer on two-month terms, and the next run still made on time.
Read the storyA pet products wholesaler in Sydney
Big retail orders filled without waiting on the retailers' terms.
Read the storyA steel fabricator in Perth
Wages kept going out while the invoices from a busier workshop were paid.
Read the storyA concrete products maker in Auckland
A big council order kept moving while the council paid in its own time.
Read the storyA wholesale bakery in Auckland
A new line of pies, suppliers paid weekly, and the grocers paying at month end.
Read the storyA food distributor in Brisbane
A new supermarket listing carried through to its first payments.
Read the storyA steel fabricator, top of the South Island
Busy again, with stage invoices at month end and a month to wait for payment.
Read the storyA caravan dealer in the lower North Island
Building stock faster while customers pay on pickup.
Read the storyAn agricultural parts importer in Otago
A supplier paid mid-month, with the farming customers paying on the 20th.
Read the storyA clothing wholesaler in Auckland
Wholesale orders made and shipped, with the accounts paying the month after.
Read the storyA mobility scooter importer in Waikato
The manufacturer paid first, with a big new customer paying on the 20th.
Read the storyA training provider, lower North Island
Wages paid through the summer break while the government money lands on its own cycle.
Read the storyA safety and quality consultancy in Darwin
Late payers after New Year, and the work taken on without waiting for them.
Read the storyA digital agency in regional New South Wales
White-label project work taken on without carrying the client's terms.
Read the storyA training provider in Brisbane
Bills paid on time when a slow month meant a smaller payment from the state.
Read the storyA consultancy in regional New South Wales
Suppliers paid on time after a client moved to two-month procurement terms.
Read the storyAn IT consultancy in Auckland
A young business with clients on terms, and a new project taken on.
Read the storyA managed IT provider in Melbourne
The team paid on time while a big new client's invoices sat on terms.
Read the storyAn urban design consultancy in Auckland
Project fees paid on the client's timetable, with the next project kept moving.
Read the storyAn accounting firm in the lower North Island
New work taken on, with the fees still to come in.
Read the storyA technology consultant in Wellington
Council fees paid on the 25th, put to work in the furniture workshop sooner.
Read the storyAn electrical engineer in Auckland
Architects who pay the month after, and finished work paid for sooner.
Read the storyA design studio in Canterbury
The team paid on time while the final invoices on finished jobs come in.
Read the storyA data engineering firm in Canterbury
The team paid while a big client's extended terms ran their course.
Read the storyA planning consultant in Otago and Southland
Wages covered while the developers and builders pay at month end.
Read the storyAn operations consultant in Sydney
Finished projects paid for without waiting out every client's terms.
Read the storyAn architectural designer, top of the South
Wages kept on time through the move into commercial projects.
Read the storyAn architecture practice in Auckland
Wages paid while a good client's money came slowly from overseas.
Read the storyA surveying business in regional NSW
New staff and equipment paid for while the firms it works for pay on their terms.
Read the storyA marketing consultant, top of the South
A cost that couldn't wait for the 20th, covered from the invoices already out.
Read the storyA consulting engineer in regional Queensland
A cashflow buffer while the multi-year government work runs.
Read the storyA risk consultancy in Canterbury
Big clients that pay at month end following, with the gap planned for in advance.
Read the storyAn IT contractor in regional Queensland
Bigger clients taken on, with the running costs covered until the 15th.
Read the storyAn e-learning developer in Auckland
A big contract billed in halves, with a month to wait on each.
Read the storyA management consultant in Sydney
Hiring around a long contract, before its month-end invoices are paid.
Read the storyA quantity surveyor in Canterbury
A short-term fix for the bills that fall before the builder's 20th.
Read the storyA real estate agency in Otago and Southland
Commission held in trust, and a move into sales that didn't wait for it.
Read the storyA container haulage operator in Auckland
Container runs that don't wait on the 20th of the month after.
Read the storyA freight forwarder in Auckland
Containers released on arrival while the clients pay on the 20th of the month after.
Read the storyA trucking business in Waikato
A new run taken on, with the drivers paid before the freight company's payment lands.
Read the storyA tipper hire business in Auckland
Growing on end-of-month terms, with fuel and wages paid as the trucks work.
Read the storyA transport operator in regional Victoria
The run is done, the proof is in, and the customer pays weeks later.
Read the storyA waste cartage operator in Auckland
Fuel and maintenance paid while the customers' payments are still on their way.
Read the storyA truck owner-driver in Auckland
Landfill loads paid for before the buyer's 25th comes round.
Read the storyA freight operator in Auckland
Wages carried through a quiet summer, and more trucks added to the fleet.
Read the storyA cartage business in the lower North Island
Bills paid ahead of the 20th, with the customers paying as normal.
Read the storyA bulk ag carrier in Western Australia
Diesel and wages covered while the invoices wait for month end.
Read the storyA freight broker, top of the South Island
Bigger contracts on 20th-of-the-month terms, with the costs of growing covered.
Read the storyA livestock carrier in regional Queensland
Insurance and fuel paid without waiting on a client's late account.
Read the storyA building transporter in Auckland
Paid for the job while a big new client's payment process ran its course.
Read the storyA recruitment company in Auckland
Running costs covered while the placement fees come in on the 20th.
Read the storyA cleaning and gardening business in Perth
Care providers paying a month later, and the next round of work carried in the meantime.
Read the storyAn NDIS provider in regional New South Wales
Every stay paid for upfront, with the plan managers paying in their own time.
Read the storyA labour-hire firm in regional Queensland
Subcontractors paid on their terms while the mining clients pay after month end.
Read the storyA building services firm in Melbourne
A month of cleaning done before the clients pay, and bigger invoices carried.
Read the storyA recruitment and training firm in Auckland
Contractors paid within the week while the corporate clients pay by the month.
Read the storyA new-build cleaner in Waikato
Wages covered on a job that ran long, with the builder paying the month after.
Read the storyA guarding company in the lower North Island
A new team paid while the jobs they were on waited to be paid.
Read the storyA commercial cleaner in Northland
Wages and materials paid while the commercial customers pay on the 20th.
Read the storyA labour-hire firm in Waikato
Crews paid while a growing business waits on month-end terms.
Read the storyA logging contractor in the top of the South
The crew paid on time while the harvest money lands on the 20th.
Read the storyA farm contractor in the top of the South
A shearing gang paid on time when the quiet season ran into payroll.
Read the storyA poultry grower in the top of the South
Feed bills covered through the quiet months while the butchers pay after Christmas.
Read the storyAn agricultural contractor in Waikato
A bigger season taken on, with the costs covered before the farms pay.
Read the storyNo stories match both filters yet. Try the other country, or all industries.
It's simple which is really nice and has enabled us to do things we wouldn't otherwise have been able to do.
Reviewed by Shane Laurence, Head of Growth · Last reviewed